Company History Moore Financial Services is the culmination of years of education and experience helping clients reach their financial goals. Ray Moore entered the financial services industry in 1971 in Norfolk Virginia. Since that time Ray has been a registered representative and principal as well as a licensed life and health insurance agent. In 1976 Ray accepted a management position with Pilot Life Insurance Company and proceeded to relocate to Richmond, Virginia in 1978 where he has stayed to raise his family and grow his business.In 1982 Ray realized his true passion was working side by side with his clients in order to help them pursue their financial goals. Therefore, Ray left the management side of the insurance business and formed Creative Insurance Concepts, to specialize in retirement and estate planning for a growing client base. In the same year Ray became a branch manager with Chubb Securities Corporation and a General Agent representing numerous insurance companies, including Chubb Life. After several mergers and acquisitions, Chubb Securities and Chubb LifeAmerica are known today as Lincoln Financial Securities and Lincoln National Corporation.Throughout the decade of the eighties Creative Insurance Concepts evolved and in 1990 was changed to Raymond E. Moore, CLU, ChFC & Associates. In order to more accurately reflect the true nature of the growing practice it was renamed Moore Financial Services in 1999. In that same year Ray’s son, Christopher Moore, came to work with Ray as a life and health insurance agent. Then in 2000 Christopher Moore became a Registered Representative and later a registered principal with Lincoln Financial Securities.With Ray at the helm, Moore Financial Services has always operated under the belief that knowledge is the foundation for providing superior service to our clients. Evidence of this is seen in his Ray’s educational experience and the dedication each team member has towards continuing education. Ray completed the requirements for the professional designation CLU (Chartered Life Underwriter) from The American College in 1981, and in 1985 earned the professional designation of ChFC (Chartered Financial Consultant). More recently he earned the designation of AEP (Accredited Estate Planner) from the National Association of Estate Planners and Councils. Then in July of 2000 he earned the degree of MSFS (Master of Science in Financial Services) from the American College Graduate School of Financial Sciences in Bryn Mawr, PA. In 2004 during Ray’s pursuit to further his knowledge and passion for philanthropy he was a member of the first graduating class at the American College for the CAP designation (Chartered Advisor in Philanthropy). Christopher Moore has also earned the designation of CLU and is currently working to achieve his ChFC.